Dear Readers,

Banks: Lending, Fraud, Failures, Survival:

The Indian Penal Code defines fraud as any dishonest act and behaviour by which one person gains or intends to gain advantage over another.

History establishes that there is uncertainty in any business enterprise. There is no guarantee as to a successful mighty business not failing. It is a global phenomenon. So many mighty businesses had failed, have been failing, and will be failing. Failures of small businesses are in millions- those from the MSME sector that could not stand the iron blow and storms of external and internal factors, even after being run honestly without breach of trust.....................