Buzz words like crypto, bitcoin, digital currency etc. have revolutionised the financial sector - but in the absence of knowledge either we ignore these words or do not discuss them at all. Besides, governments, financial institutions, broadcast media and financial experts also do not bring them int...
Internet based technology has turned out to be an agent of disruption which brought in overwhelming changes across economy, society and industry. New business models have been created through application of GPS, AI, IOT, Blockchain, which has not only created enormous wealth and value by disrupting ...
Finance Minister Nirmala Sitharaman recentl announced a pipeline of assets that the government plans to monetize. The government, through the National Infrastructure Pipeline (NIP), has a target to collect six lakh crore rupees in the coming four years ending 2024-25. Out of this Rs. 88,000 crore wi...
Minutes of the meeting of the Monetary Policy Committee (MPC) of the Reserve Bank of India (RBI) held on August 4-6 were released on 20, creating some concerns rather than strengthening confidence. A lone and dissenting statement which was attached to the minutes was by Professor Jayanth Varma, alth...
The Covid-19 pandemic will have a deep and multipronged impact on our lives. Social distancing, masks, and the work from home (WFH) mode have become the new normal. On the economic front, in response to the far-reaching consequences, the government and regulators brought out a comprehensive st...
The State Bank of India (SBI) has recently turned down the interest rates on car and home loans to 7.90% from 8.15% for loans up to `30 lakh. For similar loans of `30 lakh to `75 lakh, the interest rate is now 8.20% as compared to 8.45% previously and for loans in the same category of above `75 lakh...
Four friends suddenly decided to go on a weekend trip. A number of arrangements were to be made – booking tickets, arranging transportation and reserving hotel. The time was limited. One of them suggested that the others pay him through Google Pay and he will make the arrangements online, which he...
In this digital age, business processes are witnessing makeovers every other day. The efficacy of the age old brick and mortar concepts are being challenged by fast moving technologies which are lighter on time and cost. Globally, the banking space including the shadow banking segment, has also been...
Way back in 2008, when Arjun Shetty and his wife Rati, both working in Seattle, USA, were exploring various options which included re-locating to India, they started looking for financing avenues for setting up their home in Chennai. “We found the system to be laborious. We had to go from pillar t...
Non-performing assets (NPAs) have become a major challenge for both public and private sector banks in India. In the exuberant milieu that started way back in 2004-05 and continued for three years until the global financial crisis in 2008, large corporations conceived major project proposals in capi...
