There was a time when trading in the Indian capital market was highly fragmented, scattered across 21 regional stock exchanges operating in various tier-II cities along with the metropolitan centres. Volumes were small, participants were few, and institutional investments came largely from a handful...
At a time when punitive tariffs from the United States threaten to squeeze exports and dampen investments, India has chosen to shield its economy by revamping the tax structure to stimulate domestic demand.This is an unusual weapon to counter an external economic assault: providing cheaper goods for...
The Insolvency and Bankruptcy Code (Amendment) Bill, 2025, tabled in Parliament last month, marks yet another decisive step in strengthening India’s bankruptcy framework. Since its enactment in 2016, the IBC has transformed how the country deals with corporate distress. We have successfully moved ...
The Average Monthly Balance (AMB) is the minimum amount a customer must maintain in a savings account. If the balance falls below this threshold, most scheduled banks impose a penalty. The exact amount of this penalty varies depending on the type of savings account held.The practice of maintaining a...
India’s year-on-year (YoY) headline inflation rate, based on the All India CPI, stood at 1.55% in July 2025, according to a PIB press release on 12 August 2025. This marks the lowest YoY inflation rate since June 2017.For a country like India, where a large segment of the population falls within l...
The Indian economy continues to demonstrate impressive growth, but its complex and often archaic regulatory framework is taking a significant toll.At every level of government—central, state, and municipal—a maze of regulations imposes a heavy compliance burden on businesses, driving up costs an...
The signs of economic deceleration have become evident, with trade disruptions, subdued consumer demand, and lacklustre private corporate investment now impacting industrial performance, and which is visible in corporate results/outcomes. Things will likely get worse, particularly if the proposed 50...
Standard & Poor’s Global (S&P), one of the world’s leading credit rating agencies, annually evaluates 30 advanced and emerging economies based on their economic and financial policies, their implementation, andthe resulting outcomes (Table 1 for criteria). These assessments are ref...
INTRODUCTIONEscalating trade tensions between India and the United States, driven by a sharp rise in U.S. tariffs, are posing significant challenges to the Indian economy. The U.S. has imposed a steep 50% tariff on a range of Indian goods—one of the highest on any trading partner. This includes an...
Company ProfileWith its headquarters located in Mumbai, State Bank of India (SBI) is a multinational public sector bank and financial services organization. With a 25% market share in loans and deposits overall and a 23% market share in assets, it is the biggest bank in India. With about 250,000 wor...